Independent Mortgage Advice
Buying a home is one of the biggest financial decisions most of us will ever make. Whether you're purchasing your first home, moving locally, remortgaging or investing in property, the right mortgage advice can make a significant difference.
At Quarters, we believe specialists deliver the best results.
Our expertise is helping people buy and sell homes. Rather than offering mortgage advice ourselves, we've chosen to work alongside an independent adviser whose values reflect our own: knowledgeable, professional and straightforward.
You'll receive mortgage advice tailored to your circumstances, with recommendations drawn from a wide range of lenders rather than the products of a single provider.
Why we've chosen Simmonds Mortgage Services
We only recommend professionals we'd be happy to recommend to our own family and friends.
We've worked with Simmonds Mortgage Services for many years and have complete confidence in the advice they provide. Their values reflect our own: professionalism, integrity, honest communication and a genuine commitment to helping people make informed decisions.
As an independent mortgage broker based in Wokingham, they have access to a wide range of lenders, from high street lenders to specialist providers. That enables them to recommend mortgage solutions tailored to each client's individual circumstances, whether straightforward or more complex.
Who they help
Simmonds Mortgage Services advises clients across a wide range of circumstances, including:
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First-time buyers
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Home movers
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Remortgages
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Buy-to-let investors
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Self-employed applicants
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Company directors
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Limited company landlords
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Clients with multiple income streams
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High-net-worth borrowers
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Applicants with foreign income
Whatever your circumstances, they'll take the time to understand your needs before recommending a mortgage that's right for you.
Why independent advice matters
Mortgage products vary considerably between lenders, not only on interest rates but also on fees, flexibility and lending criteria.
An independent adviser can compare a broad range of options, explain the differences clearly and help you make an informed decision based on your own priorities and circumstances.
For many buyers, that's likely to provide greater choice than approaching a single bank or building society directly.
Frequently Asked Questions
Do I have to use your recommended mortgage adviser?
No. You're completely free to choose whichever mortgage adviser or lender you prefer. If you already have someone you trust, we're very happy to work alongside them.
Do Quarters receive a referral fee?
If you choose to proceed with Simmonds Mortgage Services following an introduction from Quarters, we may receive a referral fee. This does not affect the advice you receive or the mortgage products available to you.
When should I speak to a mortgage adviser?
Ideally before you begin your property search.
Understanding your borrowing position at an early stage helps you search with confidence and can strengthen your position when you're ready to make an offer.
Request an Introduction
If you'd like to speak with an independent mortgage adviser, we'd be delighted to introduce you to Simmonds Mortgage Services.
